Cyber Crime And Identity Theft

Identity-Theft Do you ever worry about having your identity stolen by online cyber-criminals? Maybe you havent thought that much about it, or dont know anyone that has had a problem with it yet. You may be shocked to know that identity theft and online theft of credit card information are the fastest growing crimes in the United States. Here are some facts to ponder. There are many ways that you can have your identity stolen, and also many reasons that people want to steal your identity. In most cases, theft of your identity is to actually setup a new identity with the same information, only a different address in another city or even another state. This way the person can open up credit cards and lines of credit using your information, and sending the bills to their new phony address. In some cases, online cyber-criminals just want your credit card information so they can rack up some quick purchases. By the time you realize youve been had, its usually too late. And naturally they dont pay the bill when it .es due, so it hurts your credit and your financial future. Dont see this as the only reason online predators will steal your identity. There is also an underground market for American social security cards in this country, which are then purchased by illegal aliens so they can find work. The numbers are hard to pinpoint exactly, but its estimated that many thousands of Americans have their social security numbers used for illegal purposes every year. In many cases, the number will be posted on an online chat room and stolen by many different people, used over and over for cyber-crime. This is most peoples worst nightmare, and it happens more each year. So what can be done to stop or at least minimize your chances of having your identity stolen by cyber-criminals? Take steps to protect yourself online by changing passwords frequently and making them more secure, especially credit card and banking logins. Be proactive by checking your financial accounts on at least a weekly basis, to see if any charges have been made you arent aware of or havent authorized. It may sound obvious, but never throw away anything with your bank information, credit card number, or social security number on it unless it is shredded .pletely by a high-end shredder (ones that make confetti, not just strips of paper). Protecting yourself online also means never trust any email that asks for personal information. Remember, your bank and credit card .panies will never ask you for this information, especially your password. If there is ever a problem with your bank account, they will send it through the mail directly. Phishing scams have be.e almost a daily occurrence, even a joke to many. The prince of Nigeria wants to send you money? Dont believe it, and dont believe anybody that wants to send you a check after you simply forfeit your credit card number for security purposes. These scams sound silly and stupid, but every year people fall for them. They get more sophisticated in nature every year too, so just be aware. Of course for the ultimate in peace of mind, get protection and monitoring of your information by a .pany that specializes in this service. Many banks have a program that you can sign up for called identity insurance which basically bails you out after the fact. Thats better than nothing, but wouldnt you rather have a .pany monitoring your information 24/7 to make sure it doesnt get stolen? There are several .panies such as Lifelock that provide this service for a reasonable charge. Perhaps its time to secure your information before its too late. About the Author: 相关的主题文章:


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